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Important Announcements

OPT IN
As a State Bank of Lincoln customer, you should know that new Federal Reserve rules require you to authorize, or Opt In, to continue applying overdraft service* to everyday Check Card and ATM transactions on your personal checking account.  If you do not Opt In, whenever sufficient funds are not available in your account, all one-time debit and ATM transactions must be declined. There is no charge unless you use the service, and it only takes a minute to Opt In.read more..

 


Notice of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov .

 

Welcome
Today, as Lincoln's oldest and largest bank, the State Bank of Lincoln is a full service community bank offering a wide range of products and services.

 

 

The State Bank of Lincoln is made up of local people and we make our decisions here locally. We are bankers you can trust to invest your deposit dollars back into the communities we serve.

Our success at the State Bank of Lincoln has been a result of our people here and our strong dedication to the success of the communitutes we serve. Our employees are people who grew up here, in local towns, and on local farms. Even after 106 years our core values on how we do business haven't changed.

Click Here to view our new daily cut off times!

 

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