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Consumer Loans

 
Home Improvement Loans
Perhaps you are planning a room addition or replacing your furnace. A home improvement loan just might be the answer to your needs. This is with repayment terms to fit your budget.
 
Home Equity Lines of Credit
With our Home Credit Line account you can borrow up to 80% of the value of your home. With generous repayment terms and no annual fee it makes sense to use the equity in your home for just about any purpose including money for vacations, vehicle purchases, and debt consolidation.

In many cases the interest you pay on home improvement and home equity loans is tax deductible. Please consult your tax advisor.

 

Automobile and Recreation Vehicle Loans
Buying a car can be a confusing and time consuming process. Why not let State Bank of Lincoln take the mystery out of the process. Call us before you visit the dealership to become pre-qualified for a loan. We will also be glad to compute the average value of your trade-in.
 
Personal Loans
Occasionally you will need assistance for small purchases. We offer short term loans at competitive rates for any worthwhile purpose.
 
Credit Application
Please download and return our credit application to any State Bank office.
   
 
Contact - Lincoln Location - 217-735-5551
Dave Irwin
DIrwin@sblincoln.com
Rod Meyer
RMeyer@sblincoln.com
Steve Kraft
SKraft@sblincoln.com
Michael Turner
MTurner@sblincoln.com
Contact - Clinton Location - 217-935-3144

Lance White

LWhite@sblincoln.com

Nate Sams
NSams@sblincoln.com

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