Print Page


Have you Opted In?

Opt In today to keep your account protection the same it is today!

You want peace of mind because things happen.

As a State Bank of Lincoln customer, you should know that new Federal Reserve rules require you to authorize, or Opt In, to start applying overdraft service* to everyday Check Card and ATM transactions on your personal checking account

We must receive authorization from you to start using this overdraft service*. If you do not Opt In, whenever sufficient funds are not available in your account, all one-time debit and ATM transactions must be declined.

*State Bank’s overdraft service is provided at our discretion to qualified accounts. There is no charge unless you use the service.


Please click on this link to Opt In.

Sign Up for Estatements Today! Real Estate Loan Payment Portal