Deposit Accounts
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Personal Deposit Accounts

State Bank of Lincoln believes that putting the customer's needs first is an important part of customer service.


We Offer Several Types of Personal Checking Accounts:

Free Checking Accounts
  • No minimum balance
  • No monthly service charges
  • Unlimited check writing
NOW Accounts
  • Earn interest
  • Low minimum balance
  • Unlimited check writing
Money Market Accounts (HI-FI)
  • Earn tiered interest
  • Affordable minimum balance
  • Save money while having easy access to funds
Senior Citizen Accounts
  • Anyone age 62 or over
  • No minimum balance or monthly service charges
  • Free Senior Citizen checks


Other Services Offered:

Online Banking

  • Convenient and Secure
  • Saves time
  • Online Bill Pay


  • View Statements Online at any time
  • Convenient and Secure
  • Saves Resources


  • Available 24/7
  • Convenient and Secure
  • Easy to follow instructions

Individual Retirement Accounts (IRA)

  • Affordable way to save for retirement
  • Choose between an 18-month variable rate or fixed rate CD
  • Variety of terms with competitive rates to choose from
Certificate of Deposits
  • Safely invest a minimum of $1000 at a guaranteed rate
  • Variety of terms and competitive interest rates to choose from
  • Multiple interest payment options
  • Save money
  • Earn interest on average balance
  • No service charges if average balance is a minimum of $100
Christmas Club
  • Easy, affordable way to save for the Holidays
  • No required monthly deposit
  • Earns interest
Health Savings Accounts
  • Ideal for those with a high deductible health plan
  • Pay medical and medical related-eligible bills
  • Interest bearing free checking account with no minimum balance or maintenance fees
Visa Debit Cards
  • Only available with a checking account
  • Convenient and secure
  • Saves Resources
Cash Advance - Visa, Master Card & Discover (Clinton Only)
  • Must have a valid driver's license or state ID or passport
Money Orders & Cashier's Check
  • Service only available to State Bank of Lincoln customers
  • $3 fee per Money Order or $5 per Cashier's Check






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