Residential Real Estate
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Residential Real Estate

Real Estate Loans

At State Bank of Lincoln we are dedicated to making the home financing process simple. Our knowledgeable staff works closely with you throughout the home-buying process, and with the wide variety of products we offer, you are surely to get the best deal. State Bank offers Conventional, Rural Development, FHA, IHDA, and VA Mortgage Loans.  State Bank of Lincoln is a step ahead of the competition with our quick loan approvals, competitive rates, and friendly service. To start the process of owning your dream home or refinancing your existing home, apply online or contact our Real Estate Loan Professionals for a FREE prequalification! Please click on button to apply now! 

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Home Improvement Loans

Perhaps you are planning a room addition or replacing your furnace. A home improvement loan just might be the answer to your needs. This is with repayment terms to fit your budget.

Home Equity Lines of Credit

With our Home Credit Line account you can borrow up to 80% of the value of your home. With generous repayment terms and no annual fee it makes sense to use the equity in your home for just about any purpose including money for vacations, vehicle purchases, and debt consolidation.

In many cases the interest you pay on home improvement and home equity loans is tax deductible. Please consult your tax advisor.

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Mortgage Shopping Toolkit

Contact - Lincoln Location - 217-735-5552
Ally Roeder NMLS# 487982
Jeanne Lessen NMLS# 487974
Dayne Altman NMLS# 1532286


Contact - Clinton Location - 217-935-3144
John Baldwin NMLS# 470254


Make the Switch to Estatements! Real Estate Loan Payment Portal